Osterville, Massachusetts • Est. 1982

Protection built on Cape Cod.

Family owned and operated for over 40 years.

As an independent agency, we represent many of the finest insurance carriers — giving you real choices and the confidence that you're covered, at the right price.

Independent Agency — We work for you, not a single carrier
Since 1982 — Over 40 years serving Cape Cod
Family Owned — Personal service & real relationships
(508) 428-9194 — Local, accessible, responsive

What We Cover

Insurance for every part of your life on Cape Cod.

From your home and vehicles to your boat and business, we find the right policy at the right price.

Auto

Competitive coverage from multiple carriers, tailored to your driving needs.

Home

We navigate the challenging Cape Cod homeowners market on your behalf.

Boats & Marine

Specialized coverage from small recreational boats to offshore vessels.

Life

Term, whole, and universal life options to protect your family's future.

Business

Liability, property, and professional coverage for Cape businesses.

Learn About Our Coverage →

Independent. Local. Family-run since 1982.

As an independent agency, we aren't captive to any single carrier — we shop across companies to find the right fit for you, at the best possible price.

Our Story →
40+
Years in business
5
Types of coverage
6
Team members
4+
Trusted carriers

"We pride ourselves on personal, responsive service with an emphasis on developing real relationships with our clients."

— The Germani Family